PayPal Becomes First Payments Wallet Integrated into ChatGPT After OpenAI Deal
PayPal has secured a landmark partnership with OpenAI, positioning itself as the first digital payments wallet embedded directly within ChatGPT. The integration, set to launch next year, will enable over 700 million weekly ChatGPT users to transact seamlessly through the AI platform. PayPal will manage merchant routing, payment validation, and processing, eliminating the need for separate OpenAI sign-ups.
The deal extends beyond transactional infrastructure. PayPal merchants gain real-time inventory listing capabilities on ChatGPT, while buyers benefit from built-in protections like package tracking and dispute resolution. This MOVE aligns with OpenAI's broader e-commerce ambitions, following recent integrations with Shopify, Etsy, and Walmart.
Market observers note the strategic timing as PayPal seeks to reclaim its fintech leadership position. The collaboration merges AI's conversational interface with PayPal's battle-tested payment rails—a potential game-changer for frictionless commerce.